CryptMeUp is built around a simple idea: keep the payment route visible.
That means we do not want customer funds to disappear into a platform wallet first if the chain can support a direct path.
Direct Payments
In the standard flow, crypto moves from the payer wallet directly to the merchant wallet.
That makes the commercial route easier to understand for users, merchants, and auditors.
Onchain Fee Split
Where the chain supports it well, the payment contract calculates the fixed fee onchain and routes it to the fee wallet.
That keeps both the merchant payout and the fee path visible in the same transaction flow.
Prepaid Alternative
Some chains are a better fit for prepaid bundles than for live fee splitting.
That is not a compromise on transparency, because the actual payment can still remain wallet to wallet, as with Bitcoin flows.
Why this model matters
Transparency is not only a marketing word here.
It affects trust, support load, reconciliation, and how easy it is for merchants to explain their payment flow to customers.
If the merchant can see the payment route, and the payer can inspect the fee path, the platform becomes easier to verify without asking users to simply trust branding.
That is also why we publish the payment contracts and the supported assets publicly instead of hiding the mechanics behind generic checkout language.
What this solves in practice
- Merchants can understand how the payment reaches them.
- Payers can inspect the route onchain instead of guessing what the platform is doing.
- Fee handling stays deterministic and easier to audit.
- Chains that are not ideal for live fee splitting can still fit through prepaid bundles without breaking the direct payment route.